When you are searching for a mortgage loan, you probably have many questions. We want to help you find the mortgage loan that is right for you.
Academy Mortgage Services Inc. first will have a one-on-one consultation with you to gauge what your financial situation is and what you’re looking for in a loan. The loan officer you meet with will guide you through the entire process—no handing off to various loan officers. This also ensures that your loan process will be handled correctly and in a timely manner.
Academy Mortgage Services Inc. also does all the work in-house—no sub-contracting. On average, we are able to close a loan application for FHA, VA, and conventional loans in 30 days. Learn more about the mortgages we help you secure.
If you’re looking to refinance your home and save, Academy Mortgage Services Inc. can help. Refinancing means replacing your current mortgage loan with another mortgage loan, often at a lower interest rate. Make sure that you take advantage of the opportunity; talk to a loan officer at Academy Mortgage Services Inc. today.
Buy the home you want with a mortgage loan. Academy Mortgage Services Inc. can guide you through the process of securing a loan. Many types of mortgages to choose from are 1) a fixed-rate mortgage, where your interest rate is fixed for the loan duration; 2) an adjustable-rate mortgage has a variable interest rate that can change throughout the life of the loan. ; 3) a VA loan for veterans; 4) a FHA loan, which is good for first-time homebuyers; and many more. To learn more about the types of mortgage loans available, please see our mortgage types page.
If you’re a senior 62 years or older and looking to have some additional income for your retirement years, consider getting a reverse mortgage. A reverse mortgage taps into your equity that you’ve built up over the years. The home is your collateral, and you won’t be required to make any payments on your mortgage. After a person is deceased, heirs can decide whether to sell the home or pay off the mortgage.
Academy Mortgage Services Inc. can provide you the mortgage loan that you need to buy the home of your dreams. Turn to our mortgage lending services in Albuquerque, MN. Call us at 505-265-1271 or come see us today!